The accident numbers for the oldest drivers skew perceptions among auto insurance risk analysts, who tend to characterize the entire population of over-65 drivers as “high increasing risk” This means that drivers between 65 and 75, whose accident rates remain relatively close to drivers in the middle-age categories, subsidize the drivers over 75. (more…)

It is saddening today that a lot of people spend a lot of money paying their auto insurance premiums and yet they do not really take full advantage of it. In fact, they do not understand even how to maximize their auto coverage in spite of the huge funds they expend and in these hard times too. You can get more from your car insurance only if you understand the workings of the coverage you have. (more…)