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As our economy and markets have changed, other insurance marketing channels have developed. While these alternate marketing channels for insurance initially focused on motor vehicle insurance, more recently they have expanded to include homeowners insurance as well. (more…)
Captive agents represent only a single insurer. In some instances, they may even be employees of the insurer. Examples of captive agents are agents who sell State Farm, Allstate, Nationwide, and Farmers policies. A State Farm agent, for example, is limited to offering the policies offered by the State Farm companies. If a given customer seeks a type of insurance not offered by a captive agent insurer, the customer will end up having to go to another agent or broker to obtain a quote or a policy. (more…)
The Browns’ case stresses the dangers of not understanding your insurance coverage, not having a copy of your life insurance policy on hand to review, and most importantly, counting on anyone a mortgage lender, a personal attorney, a financial adviser or an accountant to make decisions about life insurance coverage for you. (more…)
Older Americans have significant disposable income, especially since most already own their own homes and thus aren’t strapped by large mortgage payments. Financial services, insurance and travel, in addition to health care, make up the bulk of senior spending, according to the Dallas-based Senior Citizens Marketing Group, Inc. And when you add up your auto, homeowners, life, health, and supplemental insurance premiums, you might find insurance is one of your biggest expenses. (more…)
Perhaps you are now at the time of your life, when it is the perfect time to buy for the life insurance to protect your family. Nowadays, it is easier to get and compare insurance with the help of life insurance brokers and insurance agent. There are numerous different options that you can write a life insurance policy. (more…)
Young drivers are expensive to insure, because obviously their lack of driving experience so that the insurance provider is not on the price of a blanket them indulgently. Here are some common ways young people can lead to accidents, so insurance companies charge higher for teenagers. Insurance for young drivers can be expensive, because the young are often not much experience behind the wheel. (more…)
There are lots of cases of unfair insurance payment between insurance holder and the insurers. How to settle this issue? If you disagree with the insurance company’s handling of your claim, you can and should take action. In most states, the process of appealing a claim is a series of increasingly confrontational steps: (more…)
The financial services industry is composed of the various institutions dealing with your money, such as insurance companies, savings and loans, banks, and mutual funds. When you remembered back during the 1970s and 1980s, the financial services industry began to transfer in directions that have and will go forward to have a major impact on you. (more…)
Being an Insurance Agent in San Antonio TX, I help people with San Antonio Auto Insurance and San Antonio Motorcycle Insurance. Many customers always ask me how they can protect themselves without having to sacrifice coverage. I’m going to tell you why its important to carry the proper amount of coverage and how to do it inexpensively.
A good friend of mine involved in a really bad accident that totaled her vehicle and caused over $300,000 worth of injuries. (more…)
Most of us would not dispute the fact that we need insurance. Most of us take great care to insure our car, our homes, and ourselves. However, if you have a business, your insurance needs can be complex. In addition, your insurance needs may involve you personally as well as your business.
A full service insurance agent can be one of the greatest assets in your company. (more…)