Life insurance is of two basic types: Whole life policy and Term life policy. The distinction between them is that Term life policy offers you coverage for life only without an investment plan, but has renewable insurance policies. While Whole life coverage has cash value that doesn’t run out in as much as you don’t default in payment of your premium. (more…)

For some people, life insurance is not simple and cheap product. So many elements must be taking into consideration before choosing the right one. Do you know that technical aspects and jargons in life insurance are easy to understand for most people? This article will briefly suggest why you must buy life insurance and examine top 7 myth and misconceptions regarding life insurance. (more…)