As we once heard Donald Trump say “Protect the downside and the rest takes care of itself.” For this, unfortunately, you need insurance and some protective legal documents.

Determine what insurance protection you have and what you still need. (more…)

Long-term care insurance is a good financial protection vehicle for anyone who has enough assets to protect and can comfortably afford the premiums. It can help ensure that all of the time and effort you have spent on acquiring a sufficient retirement income is not lost due to the rising costs of long-term care.

There are several specific advantages for couples purchasing long-term insurance. (more…)