Health insurance as we generally think of it in the United States began with the Great Depression in the 1930s. In this artilce, we review the history of health insurance and demonstrate how that history is linked to current health insurance developments. Predating private health insurance were efforts at government-sponsored coverage for workplace injury. The Great Depression led hospitals and then physicians to implement forms of insurance as means to assure payment for services. Ironically, conventional insurance and managed care were developed at this same time. (more…)

Women face a lot of issues when seeking the right medical insurance policy. Most times, they are under insured or left totally uninsured for reasons of work effectiveness and home upkeep. Below are some of the gender issues with the United States health cover system as reported by the Kaiser Family Foundation. (more…)

There are debates on how countries funding the operational cost of health care. Most countries are relying in 3 different sources to financing health care. First is trough out of pocket expenditure, second is trough public funding from tax or social health insurance, and the last resources is from private health insurance.

Recently, private health insurance has got momentum to be the preferred choices and gaining ground as the option either in poor or rich countries. Expanding and continuing private health insurance has shown tremendous source of finance for government to further growth public spending on healthcare. It also gave access to broad and diverse population on an insured basis. (more…)