As we dig further into the area of insurance, let me make a statement that will help guide you through the fundamentals. You should have assets insurance, not liabilities. This can sometimes be a difficult and emotional pill to swallow. I know a lot of parents who have fallen prey to the misguided statement that you need to insure your children. Let me be clear on this: You do not need (more…)

Today, people not only look at life insurance merely as life protection, it is become a combination of protection and investment as well. More than ever, people use life insurance as investment or to complement their retirement planning. It is expected that most of us will never maintain our current lifestyle form our saving or current pension plan during retirement years. You should consider life insurance as investment, if you are serious about accumulate some money for your retirement. This article will highlight some important aspect of life insurance as investment choices for your retirement planning. (more…)