Evolution of Risks and Households’ Needs for Insurance Protection

Increase in Perceived and Real Risks

Rising hazards and disasters is probably the most tangible level of increased risk. For several years, some OECD countries are facing a resurgence of risk, whose extent and frequency would be difficult to imagine. This is in advance how modern terrorism, especially after the September 11, 2001, and repeated large-scale natural disasters and catastrophic consequences. Terms such as risk-society or fear-society is used increasingly in human acute perceptual experience (more…)